Brandon D asked:


I am going into my last year of college. I did community college for the first two years and worked my way through school so as of now I only have 3k in student loans. I received a full academic scholarship for this year but I could take out 2k in loans if I want to. The way I am taking my internship credits will allow me to collect about 2k in scholarship money and not have to go to school my last quarter.

Here are my 2 options.

I could either not take the extra loans and work my **** of this last year and graduate completely debt free.

OR

Take the loans and use the extra money I have to start saving for a down-payment for a house (I live in a part of the country where a starter home is about 100k).

Which would be smarter? Or suggest another option.

Consolidating Student Loans

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