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I am a college student in debt 5000 dollars. Debt consolidation? Loan from the bank?
February 5th, 2010 | 
Author: 
Krista Leigh asked:
PLease help what would be the best move for me?
Credit Card Consolidation Services
PLease help what would be the best move for me?
Credit Card Consolidation Services
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Consolidating Student Loans
I will assume this is not a student loan. If it is a student loan, you want to consolidate when you are done borrowing.
You first step is to create a realistic budget that will allow you to spend less than your income. Then you know how much money you can put toward your debt.
If your debtors are credit card companies, contact them and ask for a reduction in your interest rate. This will allow you to pay off the loan faster with the same size payments.
Credit Card Debt Solutions
you can try hosting an internet web chat room, all you need is a webcam, you can really make some good money, good luck!!
Free Debt Consolidation
Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan.
Consolidating Credit Card Debt
Most consolidation loans are at a higher rate than what you are currently paying. If you have good credit, go online and see if you can apply for a credit card that’s running a fixed low interest rate on your debt. In college, I found one with Chase that was 2.99% fixed for the life of the transfer. I transfered all of my debt that way.
Credit Card Debt Debt Consolidation
Try to visit ” ” to find out more details before you act. All the best.
Non Profit Debt Consolidation
neither — **** it up and downsize — give me one reason to borrow to pay down debt — you will still owe the debt — for a few months live bare bones — and you get your bills under control!!!