listo330 asked:


I have $60,000+ in combined school loans for my graduate and undergraduate education. I have two subsidized staffords, two unsubsidized staffords, and one previously consolidated loan. My grace period ends in March and I am looking for the best deal to consolidate.

At a minimum, I am looking for vendors who:
- do not charge a fee for applying or consolidating with them
- offer interest discounts for direct debit payment and on-time payments
- have no prepayment penalties
- offer interest rates lower than 5.25% which is what I found at Citibank

Do you have any leads?

Credit Repair Debt Consolidation