shadow77 asked:


I have not finished college, and I dont know If I will ever be able to go back unless I join the military. I ruined my credit rating because I was unable to pay off my debt and now I am working just to get by and pay off a tiny portion of it. I am considering going into the military to help me with my school debt, because this seems like its the only viable option. Debt consolidation might make sense, but I dont know what I would do if I were to lose my job and be unable to pay off the consolidation company. I’d ruin my credit even further…
I want to go back to college while I am young. Do I have any other options?

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Adam N asked:


We plan on consolidating our debt into the mortgage to pay her student loan interest off at a cheaper rate while trying build a little equity.

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Elysia asked:


Are you able to make your payments? I am just curious what everyone else is doing. So far, I have about $20,000.00 in student loan debt for 4 years of school (I have a bachelors in psychology now). I am going on to graduate school and student loans are going to have to cover all those costs too, including me getting a used car for a few grand. Is everyone else spending all this student loan money too?

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