sf2cp asked:


Hi, back in 06, I was mislead by Sallie Mae through the consolidation process (another story all together) and long story short, I have did not consolidated my stafford loans. It equals to about 22k. My question is, since I am extremely dissatified with Sallie Mae’s service and dishonesty so far – can I switch to another company now and maybe consolidate at a later time?

Credit Debt

jordi m asked:


1. consolidation loan
2.joint loan agreement
3. perkins loan
4.national defense loan

School Loans Consolidation

Ting Err asked:


I’ve sent in my consolidation loan application on May 30th. I’ve checked several times online before June 30th, it saids it’s processing. One June 30th, I called, the automated system told me that money is expected to go to my account on July 14th. I’ve checked today and, it made me fill out the same info that I’ve filled out in May. Then all of a sudden my application date is July 8th, my interest rate is 7.25%. Am I the only being cheated by Sallie Mae? or did they delay the application process for other poor students like me? Just wanted to know, and liked to spread the word out– that they cheat on students.
I didn’t re-do my application when I sign in. I went to their ‘check status’ webpage and signed in, before july, it had said the same thing over and over, never changed, ‘ date applied, may 30th; disbursement date: tbd; processing’ then today I checked, instead of displaying the same info, it asked me the questions that I’ve answered months ago.

Credit Card Consolidation Help

doodlebugmomx1 asked:


I have bad credit and alot of student loans. I have thought of bankruptcy but that dosn’t cover my student loans does anyone know of any banks or credit unions that would give a loan big enough to pay off all of my debt so that I could make just one payment a month. I have tried a credit consolidation place a long time ago and they stole the 700 dollors that I sent to them so I will not do that again and like I said before I won’t file for bankruptcy. I don’t eat out I don’t smoke and I don’t drink starbucks. So please don’t tell me to live cheap.

Eliminate Credit Card Debt

DT asked:


It seems that the college invest student loan consolidation is somehow affiliated with Iowa Loans. Does anyone know the specific relationship between these two companies? Subsidiary, parent company, DBA, or other?

Credit Cards Debt