sad & heartbroken asked:


we had a joint checking account and she simply had the money transferred. So i cant prove she stole it cause she was authorized to make transfers and because of that i was not able to pay for school one year and had to drop out. As a result my student loan has gone into default and all the other bills i had as a student including medical and other essential things are consuming every paycheck i receive. I don’t know what to do. HELP!!!

Credit Card Debt Elimination

lightningboltjs asked:


I’ve nearly paid off my student loans, I’ve only got a few thousand dollars left and I could pay it all off by around June or so. I’ve paid WAY ahead, which some sources say has actually hurt my score by as much as 15 points. I know that the type of dept you have affects your credit score and student loan debt as a higher percentage of your overall debt is better than having 100 percent credit card debt even though I pay off the entire balance of my card every month. I was thinking if I kept $1,000 of student loan debt that might be favorable to zero, giving me some points for an older account and mitigating the size of whatever is on my credit card when they rate me, but I don’t know. Am I better off with zero or some? I have no idea.

Bad Consolidate Credit Debt

Jeremy W asked:


Ok heres my situation. My student loans are due. I the payment they are asking is way to high for my budget. I called and they cannot lower my payments without consolidation. Unfortunately I dont have a cosigner and my credit isnt good enough to consolidate! What can I do? I asked for lower payments and theres nothing they can do to help. The interest just keeps building.

Consolidate Debt

First Namen asked:


I’m filling out grad school apps and they’re asking for all kinds of financial information. I think it’s a bit odd for a school to not have a blank to put in the student loan debt. Would it fall under “investment debt”? If not, where do I put that figure? Here is the form below:

“2009 Adjusted gross income:
Expected 2010 adjusted gross income:
2009 income earned from work:
Cash, savings and checking accounts:
Other untaxed income and benefits:
Investment Value (stocks, bonds, certificates of deposit, etc.):
Investment Debt:
Business Value:
Business Debt:
Farm Value:
Farm Debt:
Real Estate Value (not primary home):
Real Estate Debt (not primary home):”

Credit Card Debt Free

jen asked:


This is what I’ve been told, but I was wondering if you know if that’s true or not. Thanks!
By consumer debt, I mean credit cards, mainly.
So lenders don’t care what type of debt, they just see debt?

Free Debt Consolidation