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Archive for July 10th, 2010


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My tax refund offset due to defaulted student loans would debt consolidation prevent them from taking refund?

layn da smckdwn asked:


I have some defaulted student loans and I just found out that I wont be getting a tax refund back due to these loans. Now I have 2 dependents to take care of and i need all of my money. I was wondering if i was to consolidate all of my student loans though a debt consolidation agency would that stop the dept of education from taking my tax refund?

Credit Card Debt Consolidation Loans

Are there private student loans available to consolidate 30,000 dollars in high interest debt?

JOHN asked:


I have CC and car payment liabilities totaling nearly 30 grand. I would like to consolidate this debt into a low interest loan. I am a community college student with a 4.0 GPA and plan to obtain at least a bachelor’s degree. My credit score is likely too low but I can possibly obtain a co-signer. Are there such loans that don’t need to paid until after graduation? Who has the best interest rate??
so much for hoping for expert advice – these first four answers **** and show either an agenda in the answerer or just plain stupidity. Don’t bother answering my question unless you know something about the subject and can direct me where to go to make it happen. thanks.
nobody knows what they are talking about, it’s all cut and paste b.s. or somebody trying to get more points on this site.
ultimately, the interest rate will be as good as the credit score of my co-signer is, and the “student” part of my loan appears to be a non-factor, as the money isn’t for fees, books or living costs.

Consolidation Debt