britt asked:


I currently have over $30,000 in student loan debt (all but a few thousand in parent PLUS loans). I’m still at least two years from any kind of degree but with the economy the way it is I’m afraid to continue and increase the amount of debt that I have. I’m considering stopping school for right now and getting certified as a Pharmacy Tech (and hopefully making 14 an hour) and working full-time until I figure out exactly what it is that I want to do and pay off some debt. But, then I’ll have to start paying back my student loans and I would lose any insurance coverage that I have from my parents. What should I do? ANY serious advice would be much appreciated.

Consolidate Student Loans

LT asked:


My fiance has very bad student loan debt. His student loans are private through Chase bank. Unfortunately they are not federally funded through Sallie Mae or the equivalent like mine are. My questions are:

1) If we get married and for some reason divorce, would I inherit half of his student loan debt? The loans were all taken out prior to marriage, obviously. The whole “private” student loan thing kind of scares me…

2) When we get married, will my credit score of 800 be affected now that I am linked to someone with a worse credit score? My fiance’s credit score is not bad (around 680) but his income-to-debt ratio is astronomical.

Any other things I should be worried about????

Thank you in advance!!
Thanks!! What if i apply for something on my OWN (not file jointly). Will they still tie me to my husband and not give me as good of a rate because of his debt, and I am married to that debt?? Hopefully that made sense! Thank you!

Student Consolidation Loans