ktpb asked:


I’m a single mom just preparing to finish nursing school. I also have an B.A. and my student loan debt is about 85k. I am going through a divorce and have two kids, need to buy a home ( my ex is keeping the current house we are in). I have maybe 1500 in credit cards and a car loan. Other than that no debt that I can think of. My major debt lies within my student loans. I want to pay these off asap and not over a 20-30 year period. I want to know if Dave Ramsey’s system is worth it. I will be the only one paying for my new home, the car, the loans, daycare, food etc and when you throw on that much in student loans its scary! I want something that will work and help me to get my finances in order and paid off in as little time as possible. Any suggestions? Thanks in advance. And please no sarcastic or rude comments. Looking for real advice from people who actually care to give it. Thank you.
The house is owned by my ex. We bought it while married but his name is on everything and mine is not so I dont have to worry about the house. As soon as I get a job I will have only a limited amount of time to get a new place to live, and with two children and a dog I want a house with a yard so I have to buy as soon as I can. I’m having a hard time finding a place that will consolidate the debt. The loans I have out used to have an option for it but with everything going on with the economy (I’m guessing thats the reason) they aren’t doing it right now!!!

Bad Consolidate Credit Debt