Jeremy W asked:


Ok heres my situation. My student loans are due. I the payment they are asking is way to high for my budget. I called and they cannot lower my payments without consolidation. Unfortunately I dont have a cosigner and my credit isnt good enough to consolidate! What can I do? I asked for lower payments and theres nothing they can do to help. The interest just keeps building.

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First Namen asked:


I’m filling out grad school apps and they’re asking for all kinds of financial information. I think it’s a bit odd for a school to not have a blank to put in the student loan debt. Would it fall under “investment debt”? If not, where do I put that figure? Here is the form below:

“2009 Adjusted gross income:
Expected 2010 adjusted gross income:
2009 income earned from work:
Cash, savings and checking accounts:
Other untaxed income and benefits:
Investment Value (stocks, bonds, certificates of deposit, etc.):
Investment Debt:
Business Value:
Business Debt:
Farm Value:
Farm Debt:
Real Estate Value (not primary home):
Real Estate Debt (not primary home):”

Credit Card Debt Free

jen asked:


This is what I’ve been told, but I was wondering if you know if that’s true or not. Thanks!
By consumer debt, I mean credit cards, mainly.
So lenders don’t care what type of debt, they just see debt?

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