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Archive for September, 2010


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wasnt there a law or bill passed to help senior citizens with student loans debt relief?

MZ BIGG REDD asked:


my mom is a senior citizen and remember hearing something about a bill passed or something to erase their debt so they can keep there social security benefits without garnishment?

Private School Loan Consolidation

I’m dating someone with $200K debt from student loans and earns a low salary?

Strawberry R asked:


I’m in love with a guy that I’ve been dating for a few years but he has a TON of student loan debt and credit card bills($200K in student loans and $10-15K in credit cards). He deferred his student loan payments for another year but I’m really worried about what my future will be like with this guy once his deferrment period is up. He barely has enough money now to take care of himself and borrows money from his family all the time. He earns a very low salary right now and I can’t see how he will be able to pay his debt back anytime soon. I’m at the opposite end of the financial spectrum. I have a good career, no debt whatsoever, and I’m finanically secure. I’m planning to purchase my first home in the next few months and I would love to start a family soon. I know that marriage is definitely out of the question without a prenup but I wonder if it’s even worth staying at this point. I know it seems a bit shallow but I’m considering leaving the relationship to find someone who has less financial troubles. I really love him but the future looks pretty dim. Should I stay with him and see what happens or should I listen to my gut feeling and get out before it gets worse?

Student Loan Consolidation Program

new zealand student loan debt?

jade367green asked:


I was just wondering if you know anything about the NZ student loans ?
I live in Australia and Since I did my course over there I didnt ever recieve any statements for the loan account after I recieved the intial one. It was my parents address which hasnt changed. I was under the understanding that I didnt have to pay it back until I was working in New Zealand. Now I think this may be wrong, I dont know. I am too scared to make inquiries as it has been such a long time (9 years) and the debt could be enormous. I want to visit New Zealand for my Honeymoon and am scared they might not let me in or out. The weird thing is I have never recieved anything asking me to repay or any statements ect.
Do you know anything about this ? are you able to give me any info ?
I hope you can help

Credit Card Debt

Student debt out of hand?

I can see you asked:


I have four student bank accounts, with maxed out overdrafts and one maxed out credit card. My parents can’t afford to help me out. I only earn £55 a week, and can’t find another job. My rent and bills are due in the next two weeks, and I have no money at all. We are talking a total of £600 – £700 due. I am pulling my hair out I am so stressed over this. Can anyone offer me any advice?

Bad Debt Consolidation

How do student loans affect a mortgage applicaton?

asked:


I have $60,000 in various student loans, but since consolidating my combined payment is only $300/month. I have no other debt. Do lenders view student loan debt differently due to the flexibility of the loans? Also, would they look more at the total amount of the debt or the monthly payment when determining the rate and loan amount?

Unsecured Credit Card Debt Consolidation