ktpb asked:


I’m a single mom just preparing to finish nursing school. I also have an B.A. and my student loan debt is about 85k. I am going through a divorce and have two kids, need to buy a home ( my ex is keeping the current house we are in). I have maybe 1500 in credit cards and a car loan. Other than that no debt that I can think of. My major debt lies within my student loans. I want to pay these off asap and not over a 20-30 year period. I want to know if Dave Ramsey’s system is worth it. I will be the only one paying for my new home, the car, the loans, daycare, food etc and when you throw on that much in student loans its scary! I want something that will work and help me to get my finances in order and paid off in as little time as possible. Any suggestions? Thanks in advance. And please no sarcastic or rude comments. Looking for real advice from people who actually care to give it. Thank you.
The house is owned by my ex. We bought it while married but his name is on everything and mine is not so I dont have to worry about the house. As soon as I get a job I will have only a limited amount of time to get a new place to live, and with two children and a dog I want a house with a yard so I have to buy as soon as I can. I’m having a hard time finding a place that will consolidate the debt. The loans I have out used to have an option for it but with everything going on with the economy (I’m guessing thats the reason) they aren’t doing it right now!!!

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brunie200764 asked:


I have student loans through Citi bank and AES and I was wonderin if there was an easy way I could consolidate all these loans into one…I”m still a current student so I don’t know if its best to wait til I’m done with school to do that or what? Also if you knwo any good help sites on student loans or debt consolidation for students I would appreciate it. I’m trying to not get blindsided when I graduate college.

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Ashley asked:


Can you consolidate unsubsized loans? and where is the best place to go to consolidate student loans? I have $34,000, spread out into 6 or 7 loans.

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amy asked:


I am trying to consolidate my Federal Student Loans but the consolidation people want a bunch of info about the loans that for some reason I dont have. Is there somewhere that I can get a list of the student loans that I have?? Any help is appreciated!!

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capiror asked:


I will be graduating soon with about 20k in student loans. I also have about 10k in credit card debt. Is there any way to lump it all together?

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naturegirl asked:


What if I decide to go to graduate school? How will that effect the loan consolidation?

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Whitney S asked:


I’d like to consolidate my private loans that my family members have signed out. My understanding is that one I consolidate, they will no longer be on the loan- is this correct?

Also, can I consolidate these loans while I’m still in school?
Also, is consolidation affected by your credit at all? I have poor credit so I’m wondering how that will factor into it.

Basically I’m just trying to figure out the student loan consolidation process so any tips or pointers would be great.

Thanks!

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