School Loan Consolidation - Student Loan Consolidation » Credit Card Debt http://www.schoolloanconsolidationsite.com Information about school loan consolidation and dealing with student debt Thu, 08 Dec 2011 14:58:50 +0000 en hourly 1 http://wordpress.org/?v=3.2 Does settling credit card debt affect my credit score ? Currently paying on Student loan? http://www.schoolloanconsolidationsite.com/1067/does-settling-credit-card-debt-affect-my-credit-score-currently-paying-on-student-loan/ http://www.schoolloanconsolidationsite.com/1067/does-settling-credit-card-debt-affect-my-credit-score-currently-paying-on-student-loan/#comments Sun, 17 Jul 2011 15:40:08 +0000 admin http://www.schoolloanconsolidationsite.com/1067/does-settling-credit-card-debt-affect-my-credit-score-currently-paying-on-student-loan/
blah asked:


Does settling credit card debt affect my credit score ? Currently paying on Student loan, monthy.
This would up my score, wouldn’t ?

Consolidating Credit Card
]]> http://www.schoolloanconsolidationsite.com/1067/does-settling-credit-card-debt-affect-my-credit-score-currently-paying-on-student-loan/feed/ 4 How can i combine my credit card debt and my cost of tuition into one loan? http://www.schoolloanconsolidationsite.com/928/how-can-i-combine-my-credit-card-debt-and-my-cost-of-tuition-into-one-loan/ http://www.schoolloanconsolidationsite.com/928/how-can-i-combine-my-credit-card-debt-and-my-cost-of-tuition-into-one-loan/#comments Sun, 06 Feb 2011 19:26:43 +0000 admin http://www.schoolloanconsolidationsite.com/928/how-can-i-combine-my-credit-card-debt-and-my-cost-of-tuition-into-one-loan/
MahDick asked:


In august i will be going away to school. the cost of tuition is around 17,000 a year. at the same time i have about 4,000 dollars in credit card debt. is there any way i can payoff my credit card debt by adding it to my student loans? and how do i go about getting a student loan?

Unsecured Credit Card Debt Consolidation
]]> http://www.schoolloanconsolidationsite.com/928/how-can-i-combine-my-credit-card-debt-and-my-cost-of-tuition-into-one-loan/feed/ 4 How much debt should I have to make bankruptcy worthwhile? http://www.schoolloanconsolidationsite.com/940/how-much-debt-should-i-have-to-make-bankruptcy-worthwhile/ http://www.schoolloanconsolidationsite.com/940/how-much-debt-should-i-have-to-make-bankruptcy-worthwhile/#comments Sun, 16 Jan 2011 14:50:56 +0000 admin http://www.schoolloanconsolidationsite.com/940/how-much-debt-should-i-have-to-make-bankruptcy-worthwhile/
davidgharpist asked:


I make $799.00 a month on SSDI. I have 12,000 in credit card debt and about 6,000 in student loans. With this income and this debt, is it worth my while to declare bankruptcy?

Thanks

Credit Card Debt Consolidation

]]> http://www.schoolloanconsolidationsite.com/940/how-much-debt-should-i-have-to-make-bankruptcy-worthwhile/feed/ 3 Can High Debt cause me becoming a cop? http://www.schoolloanconsolidationsite.com/914/can-high-debt-cause-me-becoming-a-cop/ http://www.schoolloanconsolidationsite.com/914/can-high-debt-cause-me-becoming-a-cop/#comments Wed, 05 Jan 2011 02:39:07 +0000 admin http://www.schoolloanconsolidationsite.com/914/can-high-debt-cause-me-becoming-a-cop/
Unknown asked:


Despite having a decent FICO score, I have a lot of student loans and credit card debt. Will this hinder my chances of becoming a cop or a Federal Agent? I have NEVER paid anything late and my credit score is in the mid 6′s. Will having this kind of debt rule me out?

Credit Card Debt Consolidation Loans
]]> http://www.schoolloanconsolidationsite.com/914/can-high-debt-cause-me-becoming-a-cop/feed/ 1 Which debt should I focus on first? Car payment, student loan or mortgage? http://www.schoolloanconsolidationsite.com/894/which-debt-should-i-focus-on-first-car-payment-student-loan-or-mortgage/ http://www.schoolloanconsolidationsite.com/894/which-debt-should-i-focus-on-first-car-payment-student-loan-or-mortgage/#comments Thu, 30 Dec 2010 11:19:33 +0000 admin http://www.schoolloanconsolidationsite.com/894/which-debt-should-i-focus-on-first-car-payment-student-loan-or-mortgage/
heather_heather asked:


I have a car payment at 4.9%, (private) student loan at 10%, and a mortgage at 9.35% (but this mortgage was only for 10% of the purchase price of my house). I don’t have any credit card debt, and I have saved for a 6 month contingency fund. I’d like to focus on one of these debts to pay down first. I’d like to know which debt is considered the “worst.” For example, I know credit card debt is something you should pay off first. So, really, regardless of the interest rates I’m paying, I’d like to know which debt is considered the “worst” as far as my credit rating. (Also, each payment is about the same per month.)

Pay Off Credit Card Debt
]]> http://www.schoolloanconsolidationsite.com/894/which-debt-should-i-focus-on-first-car-payment-student-loan-or-mortgage/feed/ 8 Which is best filing bankruptcy or debt settlement? http://www.schoolloanconsolidationsite.com/912/which-is-best-filing-bankruptcy-or-debt-settlement/ http://www.schoolloanconsolidationsite.com/912/which-is-best-filing-bankruptcy-or-debt-settlement/#comments Sun, 12 Dec 2010 01:24:25 +0000 admin http://www.schoolloanconsolidationsite.com/912/which-is-best-filing-bankruptcy-or-debt-settlement/
Mrs. Omarion asked:


I am in $70,000 in credit card debt and I have a student loan as well and I know it will take me forever to pay off all my debt so I’m wondering which is the smart way, filing bankruptcy or debt settlement? I really want to get my life back again and have a fresh start. Thanks so much.

Bad Debt Consolidation
]]> http://www.schoolloanconsolidationsite.com/912/which-is-best-filing-bankruptcy-or-debt-settlement/feed/ 4 How do I get rid of my credit card debt? http://www.schoolloanconsolidationsite.com/868/how-do-i-get-rid-of-my-credit-card-debt/ http://www.schoolloanconsolidationsite.com/868/how-do-i-get-rid-of-my-credit-card-debt/#comments Mon, 22 Nov 2010 06:03:43 +0000 admin http://www.schoolloanconsolidationsite.com/868/how-do-i-get-rid-of-my-credit-card-debt/
DannyS asked:


I am a college student that had poor money management skills early in college. I am in about $9,000 worth of debt from the past 3 years (much is late fees) and the collectors have been calling me. Are there any good steps to take to get me on the road back to debt free? I’ve heard about loan consolidation and stuff but I don’t know if thats just a scam.

Credit Repair Debt Consolidation
]]> http://www.schoolloanconsolidationsite.com/868/how-do-i-get-rid-of-my-credit-card-debt/feed/ 4 21 years old, full time student, $4000 credit card debt.please give advice? http://www.schoolloanconsolidationsite.com/603/21-years-old-full-time-student-4000-credit-card-debt-please-give-advice/ http://www.schoolloanconsolidationsite.com/603/21-years-old-full-time-student-4000-credit-card-debt-please-give-advice/#comments Sun, 17 Oct 2010 09:31:36 +0000 admin http://www.schoolloanconsolidationsite.com/603/21-years-old-full-time-student-4000-credit-card-debt-please-give-advice/
Sarah asked:


Ok so I realize now this was a STUPID thing to do so please no critical comments. I’m working this summer (about 28-35 hrs/wk)and literally putting all my paychecks towards my bills and gas except all I’m doing is paying off high interest and cannot seem to lower my balance on my credit cards. When I start school at the end of August I will only be working 11 hours in between classes on campus so how am I suppose to pull this off other than getting another job?? I have $2900 on a Sears mastercard alone with 23% apr and I wanted to do a 0% balance transfer…i researched it for a while, but when I apply I don’t get accepted. I think of how many people have thousands and thousands of debt and think maybe my situation isn’t AS BAD as I’m making it out to be. But it is! I’m 21 and stressed about financial issues rather than living my life AND I’m ruining future possibilities for loans, ect by ruining my credit score. All my cc have at least 16% VARIABLE apr. How do i get rid of them asap?
Come on people…I’m talking real advice here….

Debt Consolidation Company
]]> http://www.schoolloanconsolidationsite.com/603/21-years-old-full-time-student-4000-credit-card-debt-please-give-advice/feed/ 9 How much, if any, student loan debt should I keep to maximize my credit score? http://www.schoolloanconsolidationsite.com/525/how-much-if-any-student-loan-debt-should-i-keep-to-maximize-my-credit-score/ http://www.schoolloanconsolidationsite.com/525/how-much-if-any-student-loan-debt-should-i-keep-to-maximize-my-credit-score/#comments Fri, 30 Jul 2010 19:14:35 +0000 admin http://www.schoolloanconsolidationsite.com/525/how-much-if-any-student-loan-debt-should-i-keep-to-maximize-my-credit-score/
lightningboltjs asked:


I’ve nearly paid off my student loans, I’ve only got a few thousand dollars left and I could pay it all off by around June or so. I’ve paid WAY ahead, which some sources say has actually hurt my score by as much as 15 points. I know that the type of dept you have affects your credit score and student loan debt as a higher percentage of your overall debt is better than having 100 percent credit card debt even though I pay off the entire balance of my card every month. I was thinking if I kept $1,000 of student loan debt that might be favorable to zero, giving me some points for an older account and mitigating the size of whatever is on my credit card when they rate me, but I don’t know. Am I better off with zero or some? I have no idea.

Bad Consolidate Credit Debt
]]> http://www.schoolloanconsolidationsite.com/525/how-much-if-any-student-loan-debt-should-i-keep-to-maximize-my-credit-score/feed/ 2 my wife and I make 90000 a year combined we have 70,000 in credit card debt and her 180,000 in student loans? http://www.schoolloanconsolidationsite.com/507/my-wife-and-i-make-90000-a-year-combined-we-have-70000-in-credit-card-debt-and-her-180000-in-student-loans/ http://www.schoolloanconsolidationsite.com/507/my-wife-and-i-make-90000-a-year-combined-we-have-70000-in-credit-card-debt-and-her-180000-in-student-loans/#comments Sun, 25 Jul 2010 16:41:59 +0000 admin http://www.schoolloanconsolidationsite.com/507/my-wife-and-i-make-90000-a-year-combined-we-have-70000-in-credit-card-debt-and-her-180000-in-student-loans/
bkinning12 asked:


are due and we cant afford to pay them. What can we do?

Unsecured Debt Consolidation
]]> http://www.schoolloanconsolidationsite.com/507/my-wife-and-i-make-90000-a-year-combined-we-have-70000-in-credit-card-debt-and-her-180000-in-student-loans/feed/ 9