tyler_and_jack2002 asked:


recently i noticed that a couple of old credit cards i had were gone from my credit report…and was told that after 7 years the companies can no longer report the debt…is it the same with student loans?

Debt Consolidate

SMFW asked:


Cars not cards.
So in the past 4 years since I’ve been 18 and in college I have racked up about 3,000 in credit card debt. A majority of this has been spent on things I need for school like a laptop, school supplies, books, gas money, etc. I didn’t start taking out student loans until last year. I am thinking about taking out extra money on my loan this year to pay off my credit card debt as I would rather have that to pay off later when I have my education and a good job. What do you guys think? I have a part time job but with paying for food, gas, and other things I don’t really have enough to pay for school anymore and to pay off my credit cards quickly.
It’s only 2 cards by the way and both have interest rates lower than 10%. I have good credit for my age because I have had 2 cards that I took out loans on and paid off both early.

Unsecured Debt Consolidation

petrochirus asked:


I am wondering what peoples experiences are. I have about $25,000 in credit card debt and around $30,000 in student loans. The credit cards are surprisingly well under my limit. I would be interested in consolidating the credit card debt especially, as it seems those are going to last forever. Any advice?

Credit Card Debts

Baby J asked:


I applied for a debt consolidation loan last Friday the 6th. I have 3 credit cards totaling 1,500 dollars and I asked them to increase the amount by 700 so I could catch up on some utility bills. I don’t have good credit because I’m a college student with lots of loans so I put my car up for collateral. I work full time and make 25,000 dollars a year. The loan is a 24 month loan for 2,300 dollars. My car is worth 5,000, but they took the lowest value for 3,000. The loan agent told me she would call me back once she found out. She didn’t call me back so I called her on Saturday and she asked me when I was graduating and when would I be starting to make payments on my college loans I told her November 09” is when payments start. She said would call me back Monday, she didn’t call me back today after I called and left a message but she didn’t call me back. What is the deal does it seem like I got the loan or not? Does it take this long to get approved for a loan?

Credit Card Debt Management

spadezgurl22 asked:


I have mounting debt mainly due to student loans (whihc I would liek to pay seperate) but everythign else from credit cards and phone bills etc is very hihg close to 15,000. I want to consolidate so ic an make monthly payments to all of them and try to save my credit. any good place u can recomment that will no charge me a high interest rate or take too much profits away?

Business Debt Consolidation