golfingjake asked:


I graduated 6 months ago with several federal student loans combining more than 40K. Is it better for me to consolidate now or stay put? Will the fed cutting lending rates (now 3%) affect the interest rates that loan consolidators offer? Will i be offered either variable or fixed rates if i consolidate?

Student Loan Debt Consolidation

tidefan2k4 asked:


What are the current rates, and with the fed cutting rates, what are the chances the student loan rates will decrease as well? And if so, when?

Credit Card Debt Solutions