Baby J asked:


I applied for a debt consolidation loan last Friday the 6th. I have 3 credit cards totaling 1,500 dollars and I asked them to increase the amount by 700 so I could catch up on some utility bills. I don’t have good credit because I’m a college student with lots of loans so I put my car up for collateral. I work full time and make 25,000 dollars a year. The loan is a 24 month loan for 2,300 dollars. My car is worth 5,000, but they took the lowest value for 3,000. The loan agent told me she would call me back once she found out. She didn’t call me back so I called her on Saturday and she asked me when I was graduating and when would I be starting to make payments on my college loans I told her November 09” is when payments start. She said would call me back Monday, she didn’t call me back today after I called and left a message but she didn’t call me back. What is the deal does it seem like I got the loan or not? Does it take this long to get approved for a loan?

Credit Card Debt Management

Zeke asked:


I have tried to get approved for a debt consolidation loan so I could have my credit cards and school loan under one monthly payment rather than juggling several payments but I get denied because I have too much credit in my name right now. If I close all the credit cards will this help me get a loan approved? It would make life so much easier if I just had 1 steady monthly payment.

Credit Card Debt Debt Consolidation

Krista Leigh asked:

PLease provide some debt consolidation help and what would be the best move for me?

Credit Card Consolidation Services