WHHHAT??? asked:


i am putting myself through college at indiana university. i have estimated myself to be in 80 to 100,000 dollars debt by the time i graduate. is it normal and is it worth it?
i have applied for financial and i get subsidized loans and then i have to take out more in order to pay other odds and ends like room and board and books. i have no financial support from parents. any recommendations

Debt Loan Consolidation

Maria Gallercia asked:


Other than with credit card companies, can you also use a debt validation letter for student loans and mobile phones? Thank you in advance.

Personal Debt Consolidation

Dreamer asked:


I’m in my first year of college and I decided to be a commuter student because I had enough financial aid to cover my first year tuition/ payment for books. I really don’t want to be a commuter student anymore. : p I’m thinking of living in a dorm next year but I really didn’t want to take out loans. If I do, college will be nearly twice as much each year and I’m sure I will have to take out loans. If I don’t get financial aid (from FAFSA or academic scholarships) to cover the extra cost of housing and food I will have to take out loans for about $8,000 a year. This will make me in debt $24,000 after graduation. : ( I’m going to try and get enough financial aid to cover it. I tried using scholarshipexperts.com but it’s an aggravating website, they haven’t even posted the winners from several months ago.

Should I live on campus or no? I’m missing out on a lot of things from living off campus but I don’t want to go into debt. I’m not sure what to do… Any ideas? What are other scholarships I can get, not from sites like scholarships.com or anything, but other ways. Thanks for all the help and reading this. I’m just confused on what I should do.

Student Consolidation Loans

Laughing asked:


if you came into a lump sum of money, which would you pay off first?

Student Loan Debt Consolidation

jasper asked:


i want to be one, and im just wondering how much debt i would be with student loans after ?

Credit Card Debt Consolidation

auroras asked:


one subsidized, one unsubsidized. As it stands now, he has ten years to pay off, at a monthly payment of $422.00. He cannot afford that payment. Which option would he benefit more from: consolidating OR 25 year extended? Please advise anyone who has had experience with this. He needs to cut that payment in half. Thank you so very much.

Consolidating School Loans

PJ asked:


I plan on going to school full-time but need to have money to payoff my outstanding debts.

Consolidating Credit Card Debt

KM Brennan asked:


My husband and I have over $120,000 in student loan debt (mostly private loans with Sallie Mae).
We are looking to join the Peace Corps and I just found out that our loans can not be deferred while serving.

I’m wondering how to deal with this giant debt.
Should I consolidate? Is there anything smart I can do to help get these paid? Are there any other options for us (consolidation, any financial aid options…etc.)? Any advice would be greatly appreciated.

Thanks in advance for your advice.

Consolidating Credit Card Debt

amy asked:


my husband and i have a combined debt of 65k with student loans and credit card debt combined. we both have credit scores in the 690′s so obviously we do not want to do anything to get it any lower. would debt consolidation hurt us in the long run. if so what are some better options?
most of our cards are at low interest rates, but the minimums are HIGH.

Credit Card Debts

Kris asked:


I have accrued alot of debt through student loans – 10,000- and through credit cards – est 15,000 – what is they best way for me to get started on this? I havent been paying for a while on any so I am now brushed off on collection agencies and i am in default w loan

Bad Credit Debt Consolidation Loan