girlracer asked:


i am 37 and just got laid off, i am told by the workforce commission that I have been “disconnected”. which means i will not likely be able to find work in the field I have been in for years. I am considering going to college (for the first time ever,my brain is old not sure how i will do) but am concerned about not having money to pay my bills? I am 37 which means i have a family and mortgage and living expenses not to mention reg. debt…. is there anyway full time students can get help for living expenses???

School Loans Consolidation

PJ asked:


I plan on going to school full-time but need to have money to payoff my outstanding debts.

Consolidating Credit Card Debt

jux asked:


I am in dire need of guidance and information pertaining to my rights and options as a student loan borrower. Is there assistance for students with loans to help repay them? I am yet to finish my schooling but I am truly afraid to continue my education. My loan amount keeps growing and my parents are struggling just to take care of themselves. I come from a struggling family and am the first to pursue a college education, but my foresight and basic calculations on my budgeting have granted me no applicable routes of repayment. Even with consolidation my minimum monthly payments will be over five hundred a month and thats more than half my current monthly income working full time. My loans are causing me a great sense of helplessness and I fear that they dictate my life entirely, I wish to become a far greater person and to help my family. I really need help and guidance with this. Thank you.

Credit Card Debt Settlement

true blue asked:


Hi All. I’m a recent college grad who is fairly new to the workforce and is ready to get rid of her credit card debt!! I was fortunate enought not to borrow much in student loans (a total of about $9,000), however by grad time I owed about 9 thousand in credit card debt. Now I am ready to get rid of this burden. I know that this sounds horrible, but my situation was very different than that of the average student. I am a mother and was raising my daughter the whole time during college. Instead of working full time I focused on my studies and only worked part time. Needless to say this made everything harder but in the end it was worth it. Also, I’m not looking for an overnight solution. It took me six years to accumulate this debt so I know it wont disappera overnight. I’m just looking for the best way to go about it. Please help!

Consumer Credit Counseling Debt Consolidation

caligirl asked:


I am in grad school and have a lot of student loan debt to Sallie Mae. We’re talking about 60 or 70 K by the time I graduate from grad school.

I feel overwhelmed and wonder if I’ll ever be able to pay it off. Do you think it’s stupid to get married – even if it’s to the love of your life – if you have so much debt?

I’m 28 and would be 30 by the time I graduate. My boyfriend has no debt, but he doesn’t really make that much money anyway.
I work part time to paid rent and gas, but have to take out loans for tuition and other living expenses. I live very frugally. It’s just impossible to work full time while in this grad program. It’s too difficult.
I am going to be an urban planner…they make about 50 k per year on average.
well, the national median pay is 60K, but I don’t think I’ll be starting out with those wages.

Credit Card Debt Solutions

asked:


I have a student loan debt and I want to pay it off – I really do. I was out of work for awhile so I used my credit card for certain expenses. I know that wasn’t wise, but it was the only choice I had at the time.

I’m working full-time now, but I only have enough money for my bills. I’m trying to cut back as much as possible i.e. lower cell phone plan, bringing lunch to work, no cable, no shopping, switching auto insurance company, but I’m still struggling to pay off credit card debt from last year. I’m currently looking for a second job.

The money I spend on my student loan I can use that to pay my credit card off and then pick my student loan debt back up. I’m considering this because I don’t want my credit to go bad. If I don’t pay my credit card I will have a negative mark on my credit, but if I defer my student loan for awhile it won’t hurt my credit. What should I do? Is this wise? I would really like to hear from financial experts. Thanks!

Credit Debt Consolidation

Matthew asked:


I am currently a full time student at a local community college and will be transferring to a private university in about a year. I would like to work only part time while attending the university. Any help would be great.

Thanks,

Matthew
I am currently a full time student at a local community college and will be transferring to a private university in about a year. I would like to work only part time while attending the university. I would like to obtain 20k plus tuition. Is that possible? Any help would be great.

Thanks,

Matthew

Consolidate Credit Card Debt

paywhenihaveajob asked:


I want to pay it off, but I am working to just support myself right now. I am a full time graduate student. I don’t want to file bankruptcy. please help.

Federal Student Loan Consolidation