Vanessa asked:


There is only one bad thing in my credit report and that is one student loan that is in default. I took this student loan over 6 years ago. It has been hunting me every since I drop out of College. I have made efforts to pay it, but I have been unemployed for a year now. The last payment I made was a year ago and I just received a letter saying that it is still in default status. I called the collection agency and told them my situation. I am unemployed, currently staying at home with my kid while I take classes online to get my degree. I told her we do not have the money to pay the balance. She wasn’t very helpful. I even told her that I want to make the effort to make payments, but I need a job and I can’t find one at the moment. I told her I will start making payments as soon as I start working.
Anyway, I was wondering if it’s possible to make a debt consolidation with my loan and my husband’s student loan. His student loan is also in default.
Any good info will be appreciated.

Private School Loan Consolidation

Bruce Z asked:


Since my son became disabled, his student loan defaulted and they actually take money from his social security check each month. The loan cancellation process is quite time consuming and still in limbo until all paperwork is done. Does anyone know if Dept of Ed takes the stimulas pymt?

Pay Off Credit Card Debt

Kat asked:


I know someone who has successfully hidden from their student loan for years. They got married (so their last name changed), haven’t worked, and moved quite a bit. This person actually has the money to pay and lives the high life because of her husband’s income. It really isn’t fair to anyone – how would I go about notifying someone. I believe these were all federal loans. She is thinking about getting a job so maybe it will just catch up to her once she starts working.

Consolidate School Loans

jiygfk asked:


Ive been doing a lot of student loan research and apparently there is a new movement of people trying to get their student debt wiped away, so that their money can be freed up to be spent, thus stimulating the economy. How do you feel about it?
i agree completely

Personal Debt Consolidation

MJ asked:


I am a college student. I graduate this July and I want to start paying off all my debt. I need to know what other options I have besides trying to settle with the collection companies because they ask to either pay it off or they require a big chuck of money then monthly payments and I cant quite do that just yet. Although I do want to pay it off as soon as possible. Would you recommend debt consolidation or do you know of any other options? Only nice answers please.

Non Profit Credit Card Consolidation