tammy5992001 asked:


The question I asked was about how can I get help with my student loan; however, if people can’t answer my question with straight answers why say anything at all? I know I have to repay them, the loan did come to me at all anyways they went to the school I did get anything out of these loans not even a financial-aid check! I have never been to a school where they take your money. You know the FBI is doing an investigation on this school called ITT Technical College, but I did not find this out until after I left the school. look it up on-line if no one believes me. Where do I go from there? I have written letters to the gov. or someone I thought could help me I guess I was wrong huh?

Credit Card Debt

joystar8 asked:


NCO Financial letter, regarding student loan, states “We are in the process of reviewing your financial background to determine if you have sufficient assets to pay…” I reside in North Carolina. Can they take money out of my bank account? There is no judgment that I am aware of. The only asset I have is a bank acct with less than $1,000 to cover my bills–except for an old car, worth nothing. Should I close my checking acct? or keep minimal balance? I’m hanging on by my fingernails financially as it is, self-employed, living hand to mouth. I don’t want to close my bank account, but should I? Thanks for any help from someone who knows the law in North Carolina on these matters. Appreciative of any information or advice from someone with knowledge and experience. thanks!

Consolidate Credit Card

derbs10 asked:


I am 15,000 in cc debt and 89,000 in student loan debt, both federal and private loans. I did loan consolidation for my student loans, but cannot pay all of the debt that I have. I am not behind as of right now, due to the fact that I deferred my loans. I pay the minimum amount on my cc’s. I dont own a house or even my car, its a lease. I dont know what to do. I looked into bankruptcy online, and found that if you can prove undue hardship with your student loans, they could be filed a well, its just not as easy as it used to be. I dont know how I am going to pay everything off. I do not spend as much as I used to and do not use my ccs anymore. I am a teacher and do not make that much income. I also looked into cc consolidation companys but have heard nightmare stories about them taking your money and not making the payments. Any advice would be greatly appreciated on how to control and pay my debt. Thanks!

Pay Off Credit Card Debt

Bo B asked:


I have student loan debt, but I really want to buy a car. With the money I saved to buy a car, I could pay down alot of my debt, but that would mean going another year without a vehicle. What should I do?

Consolidate Student Loans

dusk_35 asked:


I e- filed and checked the website for the state today and my refund was taken for a third party debt? I don’t have any student loans or back taxes. So the IRS website gives me a date of deposit for my Federal return. Can a third party take that money?
I also don’t owe any back child support.

Bad Debt Consolidation