rose253099 asked:


I have bad/fair credit. I’m sorta on the boarderline score wise. Where can I get a consolidation loan so I only have to make one monthly payment instead of 3? I owe Sallie Mae, Wachovia, and a balance with my school. Will a consolidation loan take in the balance I owe the school?

Personal Debt Consolidation

Whitney S asked:


I’d like to consolidate my private loans that my family members have signed out. My understanding is that one I consolidate, they will no longer be on the loan- is this correct?

Also, can I consolidate these loans while I’m still in school?
Also, is consolidation affected by your credit at all? I have poor credit so I’m wondering how that will factor into it.

Basically I’m just trying to figure out the student loan consolidation process so any tips or pointers would be great.

Thanks!

Consolidate Credit Cards

SweetElf (imposter) asked:


Or is there a place to help with school loans?

Credit Card Debt Relief

jocelynt27 asked:


I applied a month ago and my current lenders do not seem to be cooperating with direct loans by sending them payoff information. Should I be concerned? How long does this process typically take?

Consolidation Credit Debt Help

listo330 asked:


I have $60,000+ in combined school loans for my graduate and undergraduate education. I have two subsidized staffords, two unsubsidized staffords, and one previously consolidated loan. My grace period ends in March and I am looking for the best deal to consolidate.

At a minimum, I am looking for vendors who:
- do not charge a fee for applying or consolidating with them
- offer interest discounts for direct debit payment and on-time payments
- have no prepayment penalties
- offer interest rates lower than 5.25% which is what I found at Citibank

Do you have any leads?

Credit Repair Debt Consolidation