Posts Tagged ‘School Loans’
School Loan Consolidation?
polished asked:
Right now, the interest rates on my School loans have gone to 8.60%… I know I can get better than that, I have a 746 credti score.
Right now, the interest rates on my School loans have gone to 8.60%… I know I can get better than that, I have a 746 credti score.
Has anyone had any good luck with companies for consolidating???
Can you please post rates and fees with the websites you are familiar with?
Thanks.
Posh
Bad Consolidate Credit Debt
I really want to pay off my student loan debt – but is it better to draw it out over 30 years for tax purposes
Jes222 asked:
I have the financial ability to pay off my six figure law school loans within five years. I **** debt and want to pay it off quickly. However, I’ve been advised to draw it out over 30 years for the tax deduction. Is that really that much better?
Loan Credit Card Consolidation
I have the financial ability to pay off my six figure law school loans within five years. I **** debt and want to pay it off quickly. However, I’ve been advised to draw it out over 30 years for the tax deduction. Is that really that much better?
Loan Credit Card Consolidation
What is the most that you have in student loan debt?
Elysia asked:
Are you able to make your payments? I am just curious what everyone else is doing. So far, I have about $20,000.00 in student loan debt for 4 years of school (I have a bachelors in psychology now). I am going on to graduate school and student loans are going to have to cover all those costs too, including me getting a used car for a few grand. Is everyone else spending all this student loan money too?
Pay Credit Card Debt
Are you able to make your payments? I am just curious what everyone else is doing. So far, I have about $20,000.00 in student loan debt for 4 years of school (I have a bachelors in psychology now). I am going on to graduate school and student loans are going to have to cover all those costs too, including me getting a used car for a few grand. Is everyone else spending all this student loan money too?
Pay Credit Card Debt
Who offers the best school loan consolidation incentives?
listo330 asked:
I have $60,000+ in combined school loans for my graduate and undergraduate education. I have two subsidized staffords, two unsubsidized staffords, and one previously consolidated loan. My grace period ends in March and I am looking for the best deal to consolidate.
I have $60,000+ in combined school loans for my graduate and undergraduate education. I have two subsidized staffords, two unsubsidized staffords, and one previously consolidated loan. My grace period ends in March and I am looking for the best deal to consolidate.
At a minimum, I am looking for vendors who:
- do not charge a fee for applying or consolidating with them
- offer interest discounts for direct debit payment and on-time payments
- have no prepayment penalties
- offer interest rates lower than 5.25% which is what I found at Citibank
Do you have any leads?
Credit Repair Debt Consolidation





