cardtapper asked:


I am meeting more and more young people who are getting both their undergraduate degrees and Master’s degrees by taking out student loans. They graduate with lots of debt. Is this the usual thing now-a-days? Do you think it is possible to work and “pay as you go”?
To those of you who are researching loan info: I’m not looking for financing for school. I am asking for your opinion/experience regarding working your way through school vs. taking out loans and ending up with debt.

Loan Credit Card Consolidation

elwoods10 asked:


Hi,
I am student and am getting nervous about my credit card debt ($5,000). It is such a hassle to pay on each card each month. I want to consolidate all the debt and make one payment each month and start paying them off. It’s difficult bc I am student and do not have an income. I have school loans I use while in law school. Any suggestions?

Consolidate School Loan

polished asked:


Right now, the interest rates on my School loans have gone to 8.60%… I know I can get better than that, I have a 746 credti score.

Has anyone had any good luck with companies for consolidating???
Can you please post rates and fees with the websites you are familiar with?

Thanks.
Posh

Bad Consolidate Credit Debt

Jes222 asked:


I have the financial ability to pay off my six figure law school loans within five years. I **** debt and want to pay it off quickly. However, I’ve been advised to draw it out over 30 years for the tax deduction. Is that really that much better?

Loan Credit Card Consolidation

Elysia asked:


Are you able to make your payments? I am just curious what everyone else is doing. So far, I have about $20,000.00 in student loan debt for 4 years of school (I have a bachelors in psychology now). I am going on to graduate school and student loans are going to have to cover all those costs too, including me getting a used car for a few grand. Is everyone else spending all this student loan money too?

Pay Credit Card Debt

SweetElf (imposter) asked:


Or is there a place to help with school loans?

Credit Card Debt Relief

listo330 asked:


I have $60,000+ in combined school loans for my graduate and undergraduate education. I have two subsidized staffords, two unsubsidized staffords, and one previously consolidated loan. My grace period ends in March and I am looking for the best deal to consolidate.

At a minimum, I am looking for vendors who:
- do not charge a fee for applying or consolidating with them
- offer interest discounts for direct debit payment and on-time payments
- have no prepayment penalties
- offer interest rates lower than 5.25% which is what I found at Citibank

Do you have any leads?

Credit Repair Debt Consolidation

listo330 asked:


I have $60,000+ in combined school loans for my graduate and undergraduate education. I have two subsidized staffords, two unsubsidized staffords, and one previously consolidated loan. My grace period ends in March and I am looking for the best deal to consolidate.

At a minimum, I am looking for vendors who:
- do not charge a fee for applying or consolidating with them
- offer interest discounts for direct debit payment and on-time payments
- have no prepayment penalties
- offer interest rates lower than 5.25% which is what I found at Citibank

Do you have any leads?

Consolidate Credit Cards