Bond007 asked:


Ok , maybe I should ask this question in a little different manner …..

I am leaving this country, I have not bought the tickets yet or told my manager about this yet. I want to leave this country for at least next 5 years.

Why ? well because I want to do something different in life. I want to become a hindu priest for which you have to take about 4 to 5 years of training and live a simple life away from all these cars, pleasures and stuff.

my question is – how and what should I do to get rid of my student loans – as they are the only reason I won’t be able to do what i want to do so badly. and yes I have a co-signer (he also is willing to leave the country for me) – i have about 60k of loans.

LAST BUT NO LEAST, I may come back to US after my training but its not 100% decided yet.

Please give me some good advice considering this is a very different special case !!!!! Thank You.

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DANIEL H asked:


I am a returning undergraduate student at a tribal college in central Montana. Anyone who has lived in or visited Montana knows that transportation is extremely important. I would like to know the best places to review for student loans which allow a person to spend the money freely and without the cash going to the school first. I am aware of the isues involved in repayment and debt problems of students nationwide. I just really need to have my car up and running again.
Apparently I was misunderstood so I will clarify. This would not be for debt consolidation, nor would it be used to purchase a car. It’s use would be to replace the engine in my car because it’s on it’s last leg. I have parked it due to the knocking in the engine. People have told me that it’s the rods so the engine must either be rebuilt (this process is risky and there is no guarantee that it will fix the problem), get a used engine from a junkyard, (very risky with little to no guarantee that it will last), have the dealership put in a new engine (comes with a waranty and guantees that the car will last me for quite sometime) or purchase a new car (I have already spent alot of money to buy this one and I know what’s wrong with it. This option is out of the question.) I hope that this makes my question more clear.

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mamba asked:


If I am currently in school. When I decide to buy a house, will my student loans effect my debt to income ratio? I currently have no debt because of a bankruptcy I did a year back. Since, I’m still in school my student loans aren’t due yet. Will it behoove me to get a home before I graduate, or will it not matter?
I meant that “I am currently in school”.
I can afford a home. I just chose to go back to school late in life because I never finished when I was in my 20′s. I brought this up because for those of you that went to school, you guys no that student loans can be pretty hefty. If I make 60 a year, and have 40 in loans, that started to worry me. I do have a second income (my spouse) but her income isn’t that much, and she does have debt, so I am worried.

Eliminate Credit Card Debt

bluemoonmuse2 asked:


No name-calling please. I need a serious answer to give someone who’s desperate. He has no property except a car. And expects he’ll be working for the rest of his life. The debt is related excessive student loans for a career he ended up ill-suited for. If he’d borrowed the same amount to buy a house instead of an education he might be better off. How do I help him? It’s not my area of expertise.

Consolidating Credit Card Debt

tyler_and_jack2002 asked:


recently i noticed that a couple of old credit cards i had were gone from my credit report…and was told that after 7 years the companies can no longer report the debt…is it the same with student loans?

Debt Consolidate